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Insurance Coverage for Your Financial Recovery in an Uber Accident in McAllen, TX

Uber provides insurance coverage for its drivers and passengers in McAllen, TX, but the coverage varies depending on the driver’s status at the time of the accident:

Period 1 – App Turned Off

If the Uber driver’s app is turned off, their personal insurance policy is in effect. Uber’s insurance does not apply during this period.

Period 2 – App Activated, Waiting for Ride Request

Uber’s contingent liability coverage applies during this period. It provides coverage for third-party injuries and property damage, but coverage limits may be lower compared to when the driver is actively transporting a passenger.

Period 3 – En Route to Pick Up or During Ride

Once an Uber driver accepts a ride request and is traveling to pick up a passenger or has already picked up a passenger, Uber’s commercial insurance policy is in effect. This policy covers liability for third-party injuries, property damage, and uninsured/underinsured motorists.

Our McAllen Uber Accident Lawyers will Pursue All Options to Maximize Your Financial Recovery 

In an accident, we can help you seek financial recovery through a combination of insurance sources:

  • Uber’s Insurance: Depending on the driver’s status at the time of the accident, Uber’s insurance policies may cover your medical expenses and other losses.
  • Uber Driver’s Personal Insurance: If the Uber driver’s personal insurance is applicable, it may contribute to covering your damages, especially when the app is turned off.
  • Your Insurance: Your personal auto insurance may also come into play, particularly if the at-fault party’s insurance is insufficient to cover your losses.

Speak with a local RGV attorney today.

Talk to us about your incident and we’ll guide you on your best options, 24/7.

Contact Us (956) 777-7777

Testimonials Tijerina Clients

“Am very grateful with them”

—B.L.

Am very grateful with them

What I like about the Tijerina legal Group is that they are very helpful they explain to you everything for you to understand better am very grateful with them that they settled my case very well.

“They were very honest and kind.”

—B.C.

They were very honest and kind.

They were very honest and kind. They took very well care of my case, always providing me with information that is very well needed and always answered any of my questions.

They were also very good at being organized always letting me know how much more of my case was needed, as well as acknowledging any of my concerns.

“Reaching out to the Tijerina Legal Group was one of the best decisions that week”

—N.H.

Reaching out to the Tijerina Legal Group was one of the best decisions that week

Having your minor child be involved in a vehicle collision is one of the scariest moments as a parent. I’ll never forget his phone call that morning and the fear in his voice. As a parent, we strive to ensure our kids bounce back from whatever hurdles they tackle and I knew I couldn’t do this alone. Reaching out to the Tijerina Legal Group was one of the best decisions that week. My son was in pain and I knew I couldn’t handle dealing with insurance claims all on my own. From the first meeting and beyond, the staff was clear, concise and so helpful. Navigating the legal system alone would have surely overwhelmed me but I had the amazing Tijerina group standing strong on my behalf as I worked to help my son recover after his accident. I’m so thankful for the help and guidance and couldn’t be happier for my kiddo and the resolution he saw once our case was successfully closed.

“The speed of the way our case moved was great!”

—Y.P.

The speed of the way our case moved was great!

Awesome experience! From the staff in the front all the way to the lawyers and case managers. Staff was always very friendly and attentive. The speed of the way our case moved was great! They all worked to give us the best experience!

“If you need a lawyer, call Liza here at Tijerina.”

—V.P.

“Here at Tijerina they are very attentive”

—B.C.

Here at Tijerina they are very attentive

Here at Tijerina they are very attentive I’m very satisfied they answered when I had a question have a very great way of explaining everything that’s gonna happen very friendly and nice no one here is ever mad or in a bad mood if they have problems they leave them at home their attitude is amazing here

Read More Testimonials

Can You Sue Uber for Your Accident in McAllen, TX?

Yes, you may have the legal right to sue Uber depending on the circumstances. Tijerina Legal Group’s experienced Uber accident lawyers in McAllen will employ the following methods to establish Uber’s liability:

Driver Qualifications and Background Check

We will obtain and analyze the driver’s qualifications and background check records maintained by Uber. If Uber failed to conduct a thorough background check or allowed an unqualified or unsafe driver onto the platform, it may be held liable for negligence.

Driver Training Records

If the driver lacked proper training or failed to complete required training programs, we will seek evidence of training records to demonstrate Uber’s potential negligence in ensuring its drivers are adequately prepared for safe driving practices.

Driving History Records

Accessing the driver’s history of traffic violations, accidents, or dangerous driving incidents is vital. If the driver had a record of unsafe behavior and Uber still permitted them to operate on the platform, it strengthens the case against Uber for negligence.

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